Practice · Underwriting

The underwriter,
amplified.

We don't automate underwriters away. We hand them a team of agents — so their judgment lands on the risks that actually deserve it.

68%
faster submission-to-quote
3.4×
underwriter throughput
22%
improved hit ratio in target segments
100%
decisions with an auditable trail
Capability stack

Everything before the bind, done differently.

Submission triage

Every email, PDF and spreadsheet parsed, classified and enriched before the underwriter opens it.

Appetite matching

Agents cross-reference guidelines, capacity and portfolio mix in seconds — with an explainable rationale.

Narrative risk memos

Draft underwriting notes with citations to the underlying documents. The underwriter edits, never starts from blank.

Portfolio reasoning

Live exposure, aggregation and correlation views. Ask questions in plain English, get sourced answers.

Referral orchestration

Auto-routes edge cases to the right senior underwriter, with the full context bundle attached.

Bind-ready packaging

Quote, schedule, and endorsement drafts generated from approved terms — ready for the underwriter's signature.

Underwriting Lab

Experiments in the underwriter's chair.

U-001Live

Submission Ingest Agent

Reads broker emails, extracts risk data across 40+ classes, and files a structured submission with confidence scores.

U-002Live

Appetite Reasoner

Explains — with citations to the underwriting manual — why a risk is in or out of appetite, and what would move it.

U-003Piloting

Portfolio Copilot

Ask 'what's my cat exposure in the Southeast if I bind this?' and get a sourced, portfolio-aware answer.

U-004Piloting

Narrative Memo Drafter

Generates underwriter file notes with in-line document citations. Underwriter edits; the audit trail writes itself.

U-005Alpha

Loss-Run Historian

Normalizes messy loss runs across carriers into a comparable, queryable history — with anomaly flags.

U-006Research

Treaty Reasoner

Reads the treaty. Answers cession questions. Flags the clauses that matter for a given risk.

Rebuild your underwriting desk in two weeks.

Bring one line of business. We'll return a working bionic desk with your data, your appetite, your voice.

Book an underwriting diagnostic →